🪷 Lakshmi Daily Report — Thursday, 23 July 2026
Kaalai vanakkam, Vignesh! Indha naal-oda overall picture — oru paarvai-la.
💰 Snapshot
| 🏦 Bank balance | ₹60,556 |
| 📉 Personal spend (July) | ₹20,940 / ₹38,500 |
| 📈 In-flow (July) | ₹0 |
| 💹 Portfolio value | ₹1,06,724 (+31.6%) |
| ⏱️ Last logged activity | 09 Jun (statements/expenses pin pannanum) |
📊 Spending — July so far
Rent / Housing + Mainten ██████████████████ ₹3,550
Shopping ███████████░░░░░░░ ₹2,201
Food & Groceries ████████░░░░░░░░░░ ₹1,545
Eating out / Zomato / Sw █░░░░░░░░░░░░░░░░░ ₹290
Personal care █░░░░░░░░░░░░░░░░░ ₹250
Gifts / donations ░░░░░░░░░░░░░░░░░░ ₹50
Logged ₹38,040 = personal spend ₹20,940 + investment/office ₹17,100 · bank out ₹0.
🟢 Personal spend vs budget: ₹20,940 / ₹38,500 (54%) · ~₹910/day
💳 Cards & Cash
| Card | Limit | Statement | Due |
|---|---|---|---|
| SBI SimplySAVE ••0909 | ₹1,35,000 | 6th of every month | 26th of every month |
| SBI Card ELITE ••6494 | ₹1,11,000 | 12th of every month | 1st of every month |
📅 Upcoming bills (next 2 weeks)
- 26 Jul (in 3 days): SBI SimplySAVE 0909 bill (auto-debit) — ₹11,000-₹12,000 (post FrugalUsenet EMI completion)
- 01 Aug (in 9 days): SBI Card ELITE 6494 bill (auto-debit)
- 05 Aug (in 13 days): Jio Fiber — ₹1,179
📈 Investments
| Holding | Current | Return |
|---|---|---|
| TATASTEEL | ₹38,650 | +35.8% |
| NIFTYBEES | ₹37,289 | +0.2% |
| GOLDBEES | ₹25,386 | +103.2% |
| HCLTECH | ₹2,729 | +160.4% |
| FEDERALBNK | ₹2,424 | +46.7% |
Invested ₹81,110 → Current ₹1,06,724 (+₹25,614, 31.6%)
🪷 Lakshmi sollradhu
- Emergency fund innum ₹3,84,000 target-la ₹0 dhaan — month-end-la konjam ottu.
Generated 23 Jul 2026, 07:33 AM · auto by Lakshmi