📬 Lakshmi Daily Gmail Scan — April 22, 2026
Scan Time: 2026-04-22 (Automated) Emails Scanned: Last 24 hours | Inbox: vickymanob16@gmail.com
📊 Summary
| Item | Details |
|---|---|
| Transaction alerts found | 0 new debits/credits |
| Finance emails found | 3 |
| ⚠️ Bill due soon | SBI Credit Card — ₹11,966 due Apr 26 |
| April budget status | ₹46,418.94 / ₹48,000 (96.7% used!) |
📧 Emails Found (Last 24 Hours)
1. ⚠️ URGENT — SBI Credit Card Bill Due
- From: CRED (protect@cred.club)
- Subject: Your credit card bill is due on Apr 26, 2026: Pay now to maintain your credit score
- Card: SBI xxxx 0909
- Total Due: ₹11,966
- Due Date: April 26, 2026 (4 days away!)
- Status: NOT yet logged in expense tracker ❌
- Action Needed: Pay by Apr 24 at the latest (CRED recommends 2 days before)
2. 📈 Franklin Templeton — MF Account Statement
- From: enq_fti@camsonline.com
- Subject: Account Statement of XXXXX943
- Details: Mutual Fund account statement for Folio XXXXX943
- Type: Informational — no immediate action needed
- Note: Check if any SIP transactions need logging
3. 📊 Zerodha — Q1 Retention Statement
- From: no-reply-retention-statements@reportsmailer.zerodha.net
- Subject: Zerodha: Retention Statement and Retention Account Statement for QX5385 - Quarter 1
- Type: Quarterly regulatory statement (SEBI compliance)
- Note: Archive for records — no immediate action needed
💳 April 2026 Expense Log Status
| Metric | Value |
|---|---|
| Budget | ₹48,000 |
| Spent so far | ₹46,418.94 |
| Remaining | ₹1,581.06 |
| % Used | 96.7% |
| Days left in April | 9 days |
| Last logged entry | Apr 21 — Haircut ₹140 |
🚨 BUDGET ALERT
Only ₹1,581.06 remaining for 9 more days — that's barely ₹175/day! AND the SBI credit card payment of ₹11,966 hasn't been logged yet.
🔔 Action Items for Vignesh
- PAY SBI CREDIT CARD by Apr 24 — ₹11,966 due Apr 26 (SBI xxxx 0909 via CRED)
- Log the credit card payment when made (Category: EMI & Loans > Credit Card Payment)
- Review Franklin Templeton statement — check if April SIP transactions need logging
- Budget warning — April is nearly exhausted; tighten spending for remaining 9 days
Naan Lakshmi — oru kaanum, rendu kaanum, ellame kaanum! 👁️ Auto-generated by Lakshmi Daily Gmail Scan